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With an ever changing regulatory environment and an increase in the pace of business QPC Builders have relied on the advice provided by Seneca to manage the risks their business faces.
Computer and Network Solutions has been a client for almost 7 years now, almost as long as Boris has been running the business. Over the years we've seen CNS grow from strength to strength and we've been there right beside them along the journey.
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We've been helping Kiwis for 20 years and that time has taught us that
you simply can't beat one-on-one relationships for the best result. Find out more about
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Why does fleet insurance need advice? No two fleets are created equal. Even ones that run the same trucks in the same industry don't perform the same so why would you not tailor your insurance cover?
Sam Kerr one of our Commercial Brokers who specialises in UAV Insurance updates us on the latest from the industry and outlines why advice is a key proponent in getting the write cover.
We love machinery and for many of us here at Seneca it's in our blood. Whether you're talking diggers, dozers, access gear, tractors or cranes, one of our aims is to make sure we get the advice right around how you insure your equipment
Having your tools stolen can be a massive inconvenience, cause delays and cost money. Taking preventative measures, keeping good records and having the right insurance cover will ensure that if something does happen you can be back to work quickly and not be out of pocket.
Last year the Government introduced the Fire and Emergency New Zealand Bill, which replaces the Fire Service Commission with a new entity, Fire and Emergency New Zealand (FENZ). It may seem silly to talk about this in relation to your insurances but the changes have some broad affects on you.
Jewellery can be worth much more than its monetary value. It’s often special, meaningful, and irreplaceable. And unfortunately, sometimes it gets lost or stolen.
We understand the impact this can have on our customers. But we’re not just here to make emotional assurances. We’re here to do what we do best: helping you recover as much of the financial value as possible if the worst happens.
Seneca Group recently celebrated its 21st Birthday, a great achievement for any business, especially in the financial advice environment
When you compare the risk exposures that a tenanted property faces in comparison to your normal home you can understand why additional covers and some basic risk management might be required.
So what are the risks?
You've probably heard the name Dr John Mayhew as he has dedicated his career to taking care of our All Blacks and Warriors but did you know he's also Chief Medical Officer at Sovereign Insurance? They recently asked him what every Kiwi bloke should be doing to take charge of his health.
Every month more and more electric vehicles join the petrol and diesel cars on the road. But what makes them different and do we need to treat them differently when it comes to insuring them?
Now that you've got a pre-approval you can go find the house of your dreams!
When your various insurance policies are up for renewal, it can be tempting to take the easy route and just go ahead with the renewal and not think any further of it.
Right, with Christmas behind us, it’s time to jump in the car and head off somewhere that isn’t home. Last thing you want to be doing is worrying about what will happen back home to your property, so here’s some handy tips to secure it.
While businesses can be similar, each business has unique challenges — what is right for your business may be entirely different to what another business needs, so don’t get too caught up in what everyone else is doing. Get some advice!
Drones have the potential to revolutionize business, but just as organizations are becoming aware of their advantages, they also need to be aware of the risks involved. Even if you are abiding by regulations, they could still be open to potential liability.
In our recent blog we covered off what the cyber risks are and where the "traditional" insurances commonly leave gaps.
But like most insurance policies no two policies are created equal. Once you've identified the risks that you face we'd recommend measuring a policy against our checklist below to see how it will respond.
Nowadays more and more devices and pieces of equipment are being connected to the internet or are being run by complex computer systems. With our increasing dependence on these systems and technology in general come a new set of risks that you may not yet thought about let alone have insurance for!So what cyber risks does a typical business face?
You dont need to look far to spot the difference.
A recent report showed that claims from the Non Advised (Direct) life insurance policies were 71% more likely to be denied. On the flip side “Advised retail life insurance was typically thoroughly underwritten at application time and was actively managed by an Adviser at claim time” leading to it making up 70% of all claims.
Almost a third of people won't have paid off their mortgages by the standard retirement age of 65, according to a shock bank report.
We often get asked by boat owners whether they need to have boat insurance to enjoy the water. The short answer is no you don't but it's often the best way to protect your investment and enjoy your time out on the water.
In the wake of the Stonewood Homes collapse a number of specialist insurers are urging all building subcontractors and trades to take out insurance to protect themselves from the cost of such an event.
Enduring Power of Attorney. Most people I’ve talked to don’t seem to have a clear understanding of what it is, or if they do, even fewer have anything in place. But let's talk about why its important for you and your loved ones..
You've probably read the disastrous headlines about meth contamination and the costs involved with cleaning up the mess it leaves behind. Trust me we've been on the front-line of this dealing with a number of claims from apartments, houses and even cars. Let's cover off the basics
Part 1 in our critical business insurance series. "If you fail to understand the importance of business insurance as a key part of your risk management, then you are failing in one of your key roles as a business owner"
As the Unmanned Aerial Vehicle (UAV) industry in New Zealand grows at a rapid pace, UAV owners and operators are being urged to ensure they’re adequately covered by insurance. However we've found there is a lack of understanding when it comes to insuring drones especially from brokers and insurers who think they're covering some of the risks but aren't providing the advice that the industry needs.
If your in business you've probably been keeping an eye on the Health and Safety changes that have just come in to force. Now how will the new Health and Safety at Work Act 2015 help? Lets talk a bit about why they've made the change and what it means for you and your insurances.
Whether your a petrol head, a collector or just someone who wants to get from A to B, we've got a cover to suit you. This article explains the different covers available and what's important to know about them.
Businesses operate in a perilous world. Like households they can be hit by all kinds of interruptions to their operations. Fires, floods, earthquakes... all can bring business as usual to an end.
There's something about being in your 30's that feels more adult. Whilst you may want to adamantly hold onto the last of your 20’s there’s a few burning financial matters that you should be attending to now rather than later.
30 years is a long time to be chained to a mortgage. Thing is, if you’re anything like me, you took that 30 year loan cause the market was so bad, you were relieved to just find something to live in without renting. There has to be a better way. Lets talk about a way to get the most out of your mortgage.