Jewellery can be worth much more than its monetary value. It’s often special, meaningful, and irreplaceable. And unfortunately, sometimes it gets lost or stolen.
We understand the impact this can have on our customers. But we’re not just here to make emotional assurances. We’re here to do what we do best: helping you recover as much of the financial value as possible if the worst happens.
That being said, there are a few simple things you can do to protect your precious jewellery from ever being lost or stolen in the first place.
Simple tips to protect your jewellery
Tell us about it
Depending on your contents insurance you may have an automatic cover for individual pieces of jewellery and watches up to $3,000. If you have a lot of jewellery – even if each piece is worth less than that limit there may be a maximum that can be paid out.
For your peace of mind we suggest talking us through your jewellery and we'll help tailor the cover to meet your needs.
Get it valued
Valuations help avoid disputes and make the claims process smoother, easier and quicker. Getting your jewellery regularly valued keeps everyone on the same page and avoids disappointment in the case of a claim.
We recommend getting your high value jewellery valued by a qualified valuer, appraiser or jeweller at least once a year and updating your policy accordingly. It’s a good idea to keep your valuations in the same place as your policy.
Look after it
Jewellery can get damaged, particularly if you’re wearing it all the time. Things like stones falling out or claws and clasps getting damaged are particularly common.
The best idea is to get your jewellery regularly maintained by a qualified jeweller. This is especially important if you know there’s something wrong with it – otherwise it may not be covered if you need to make a claim.
In many cases, a jeweller will also be able to value your jewellery at the same time.