Insurance

Why Drone Insurance Needs Advice

Why Drone Insurance Needs Advice

Sam Kerr one of our Commercial Brokers who specialises in UAV Insurance updates us on the latest from the industry and outlines why advice is a key proponent in getting the write cover.

Heavy Steel - A Guide To Equipment Insurance

Heavy Steel - A Guide To Equipment Insurance

We love machinery and for many of us here at Seneca it's in our blood. Whether you're talking diggers, dozers, access gear, tractors or cranes, one of our aims is to make sure we get the advice right around how you insure your equipment

Don't get caught out -Tool theft on the increase

Don't get caught out -Tool theft on the increase

Having your tools stolen can be a massive inconvenience, cause delays and cost money. Taking preventative measures, keeping good records and having the right insurance cover will ensure that if something does happen you can be back to work quickly and not be out of pocket.

Diamonds are Forever so don't buy them twice.

Diamonds are Forever so don't buy them twice.

Jewellery can be worth much more than its monetary value. It’s often special, meaningful, and irreplaceable. And unfortunately, sometimes it gets lost or stolen.

We understand the impact this can have on our customers. But we’re not just here to make emotional assurances. We’re here to do what we do best: helping you recover as much of the financial value as possible if the worst happens.

Protecting your investment - a guide to rental property insurance

Protecting your investment - a guide to rental property insurance

When you compare the risk exposures that a tenanted property faces in comparison to your normal home you can understand why additional covers and some basic risk management might be required.

So what are the risks?

Guys we need to talk

Guys we need to talk

You've probably heard the name Dr John Mayhew as he has dedicated his career to taking care of our All Blacks and Warriors but did you know he's also Chief Medical Officer at Sovereign Insurance? They recently asked him what every Kiwi bloke should be doing to take charge of his health.

Charging Forward - Insuring Electric Vehicles

Charging Forward - Insuring Electric Vehicles

Every month more and more electric vehicles join the petrol and diesel cars on the road. But what makes them different and do we need to treat them differently when it comes to insuring them?

Securing Your Home this Summer

Securing Your Home this Summer

Right, with Christmas behind us, it’s time to jump in the car and head off somewhere that isn’t home. Last thing you want to be doing is worrying about what will happen back home to your property, so here’s some handy tips to secure it.

Starting a new business and trying to figure out what insurance you need?

Starting a new business and trying to figure out what insurance you need?

While businesses can be similar, each business has unique challenges — what is right for your business may be entirely different to what another business needs, so don’t get too caught up in what everyone else is doing. Get some advice!

5 Things You Need to Know Before Using a Drone for Your Business

5 Things You Need to Know Before Using a Drone for Your Business

Drones have the potential to revolutionize business, but just as organizations are becoming aware of their advantages, they also need to be aware of the risks involved. Even if you are abiding by regulations, they could still be open to potential liability.

What makes a good Cyber Insurance Policy?

What makes a good Cyber Insurance Policy?

In our recent blog we covered off what the cyber risks are and where the "traditional" insurances commonly leave gaps.

But like most insurance policies no two policies are created equal. Once you've identified the risks that you face we'd recommend measuring a policy against our checklist below to see how it will respond.

 

Cyber Insurance - Whats the risk?

Cyber Insurance - Whats the risk?

Nowadays more and more devices and pieces of equipment are being connected to the internet or are being run by complex computer systems. With our increasing dependence on these systems and technology in general come a new set of risks that you may not yet thought about let alone have insurance for!So what cyber risks does a typical business face?

Life at Sea: Understanding Boat Insurance

Life at Sea: Understanding Boat Insurance

We often get asked by boat owners whether they need to have boat insurance to enjoy the water. The short answer is no you don't but it's often the best way to protect your investment and enjoy your time out on the water.

Contract Works Insurance Guide

Contract Works Insurance Guide

So you won a new contract how do you go about insuring it?

Who likes getting paid?

Who likes getting paid?

In the wake of the Stonewood Homes collapse a number of specialist insurers are urging all building subcontractors and trades to take out insurance to protect themselves from the cost of such an event.

Why an Enduring Power of Attorney Matters.

Why an Enduring Power of Attorney Matters.

Enduring Power of Attorney. Most people I’ve talked to don’t seem to have a clear understanding of what it is, or if they do, even fewer have anything in place. But let's talk about why its important for you and your loved ones..

Critical Business Insurance - Ensuring Efficacy

Critical Business Insurance - Ensuring Efficacy

In the third part of this series we work thorugh the three phases of ensuring that your risk management and insurance " programme is fit for purpose" as discussed in the recent Director's Guide Whitepaper. 

How to insure your UAV

How to insure your UAV

As the Unmanned Aerial Vehicle (UAV) industry in New Zealand grows at a rapid pace, UAV owners and operators are being urged to ensure they’re adequately covered by insurance. However we've found there is a lack of understanding when it comes to insuring drones especially from brokers and insurers who think they're covering some of the risks but aren't providing the advice that the industry needs.

Safety at Work

Safety at Work

If your in business you've probably been keeping an eye on the Health and Safety changes that have just come in to force. Now how will the new Health and Safety at Work Act 2015 help? Lets talk a bit about why they've made the change and what it means for you and your insurances.