Life insurance

Differences in Direct Life Insurance outcomes in Australia not a surprise to us!

Differences in Direct Life Insurance outcomes in Australia not a surprise to us!

The recent ASIC report into direct life insurance shows a whopping 58 per cent of claims under a direct life insurance policies were accepted by the issuers of direct life insurance. It certainly highlights the need for advice!

4 Reasons You May Need To Buy Life Insurance

4 Reasons You May Need To Buy Life Insurance

Life insurance often feels like something that your parents needed; that it's a good idea for a distant time. Answering the question of when is a good time to buy life insurance can be easy though, if you know the signs to look for.

Guys we need to talk

Guys we need to talk

You've probably heard the name Dr John Mayhew as he has dedicated his career to taking care of our All Blacks and Warriors but did you know he's also Chief Medical Officer at Sovereign Insurance? They recently asked him what every Kiwi bloke should be doing to take charge of his health.

Why life insurance advice is worth every penny

Why life insurance advice is worth every penny

You dont need to look far to spot the difference.

A recent report showed  that claims from the Non Advised (Direct) life insurance policies were 71% more likely to be denied. On the flip side “Advised retail life insurance was typically thoroughly underwritten at application time and was actively managed by an Adviser at claim time” leading to it making up 70% of all claims.