auckland

4 Reasons You May Need To Buy Life Insurance

4 Reasons You May Need To Buy Life Insurance

Life insurance often feels like something that your parents needed; that it's a good idea for a distant time. Answering the question of when is a good time to buy life insurance can be easy though, if you know the signs to look for.

Heavy Steel - A Guide To Equipment Insurance

Heavy Steel - A Guide To Equipment Insurance

We love machinery and for many of us here at Seneca it's in our blood. Whether you're talking diggers, dozers, access gear, tractors or cranes, one of our aims is to make sure we get the advice right around how you insure your equipment

Starting a new business and trying to figure out what insurance you need?

Starting a new business and trying to figure out what insurance you need?

While businesses can be similar, each business has unique challenges — what is right for your business may be entirely different to what another business needs, so don’t get too caught up in what everyone else is doing. Get some advice!

What makes a good Cyber Insurance Policy?

What makes a good Cyber Insurance Policy?

In our recent blog we covered off what the cyber risks are and where the "traditional" insurances commonly leave gaps.

But like most insurance policies no two policies are created equal. Once you've identified the risks that you face we'd recommend measuring a policy against our checklist below to see how it will respond.

 

Why life insurance advice is worth every penny

Why life insurance advice is worth every penny

You dont need to look far to spot the difference.

A recent report showed  that claims from the Non Advised (Direct) life insurance policies were 71% more likely to be denied. On the flip side “Advised retail life insurance was typically thoroughly underwritten at application time and was actively managed by an Adviser at claim time” leading to it making up 70% of all claims.

1/3 of all Kiwis will have a mortgage at age 65

1/3 of all Kiwis will have a mortgage at age 65

Almost a third of people won't have paid off their mortgages by the standard retirement age of 65, according to a shock bank report.

Life at Sea: Understanding Boat Insurance

Life at Sea: Understanding Boat Insurance

We often get asked by boat owners whether they need to have boat insurance to enjoy the water. The short answer is no you don't but it's often the best way to protect your investment and enjoy your time out on the water.

How to insure your UAV

How to insure your UAV

As the Unmanned Aerial Vehicle (UAV) industry in New Zealand grows at a rapid pace, UAV owners and operators are being urged to ensure they’re adequately covered by insurance. However we've found there is a lack of understanding when it comes to insuring drones especially from brokers and insurers who think they're covering some of the risks but aren't providing the advice that the industry needs.

Safety at Work

Safety at Work

If your in business you've probably been keeping an eye on the Health and Safety changes that have just come in to force. Now how will the new Health and Safety at Work Act 2015 help? Lets talk a bit about why they've made the change and what it means for you and your insurances.

The Open Road - Understanding Car Insurance

The Open Road - Understanding Car Insurance

Whether your a petrol head, a collector or just someone who wants to get from A to B, we've got a cover to suit you. This article explains the different covers available and what's important to know about them.

You, Your Mortgage and Average Auckland House Prices

You, Your Mortgage and Average Auckland House Prices

Whenever the topic of buying houses in Auckland is raised we know the conversation usually takes the line of the average house price being too high.  But in an ever-changing market it’s good to get some insight from the Director of Research at CoreLogic, Jonno Ingerson, on the statistics and trends behind these values.

The Advice Difference - Computer and Network Solutions

The Advice Difference - Computer and Network Solutions

Computer and Network Solutions has been a client for almost 7 years now, almost as long as Boris has been running the business. Over the years we've seen CNS grow from strength to strength and we've been there right beside them along the journey.

How much would it cost to rebuild your home?

How much would it cost to rebuild your home?

Let’s walk through the major change for house insurance following the quakes in Christchurch. You are now be responsible for calculating the cost of replacing your home as you set your insurance levels. But how do you do that?